Business Interruption
Business interruption claims require careful separation of insured perils, policy wording constraints and actual financial impact. We quantify BI losses and consequential financial effects with transparent links between policy, facts and figures.
When legal teams instruct us
- Insurance BI claims disputed by insurers
- Commercial disputes with interruption or supply chain loss components
- Property damage events with ongoing trading impact
- Contested mitigation and increased costs of working
Deliverables
- BI loss quantification and trend analysis
- Policy-period alignment and coverage framing (as instructed)
- Contrast with pre-loss and post-loss trading
- Expert reports for coverage or liability disputes
Our process
- Step 1
Policy & peril framing
Work within legal team's coverage analysis.
- Step 2
Financial baseline
Establish pre-loss performance benchmarks.
- Step 3
Loss period analysis
Quantify reduced turnover, margin and extra expense.
- Step 4
Reporting
Independent expert conclusions.
Frequently asked questions
No - we provide independent expert and forensic accounting opinions for legal proceedings, not insurer adjustment.
Historical BI matters may be instructed where legally live; scope confirmed at enquiry.
We coordinate analysis with broader consequential loss claims where both arise.
Used where appropriate to test claimed losses against external indicators.